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Car insurance–it's one of those necessities of car ownership. We all know it's important, but finding the cheapest car insurance in Australia is a real pain. With so many insurance companies and policies out there, you'll feel overwhelmed.
Good thing, you're at the right place! Get in and discover what makes cheap car insurance, and why you need it, and later on, we'll reveal the top cheapest car insurance in Australia you can choose from! Excited? Buckle up then!
Car insurance is mandatory in Australia. It's a legal requirement to have at least Compulsory Third Party (CTP) insurance before registering and driving your vehicle on public roads.
Here's why it's essential:
Four primary types of car insurance are available in Australia, but they are classified into two–the mandatory and the optional ones.
It's important to note that while CTP insurance is mandatory, choosing between the other three types depends on your individual needs and budget.
Car insurance firms in Australia are everywhere, but what are the cheapest ones? Through our extensive research, we found four providers of the cheapest car insurance in Australia, each offering the best value for your money while ensuring your safety.
Youi stands out as one of the cheapest car insurance in Australia, but it also prides itself on its quality customer service. They're only one call away and they'll be happy to assist with your car insurance enquiries. Around 93% of its customers are satisfied with their customer service.
Youi's car insurance plan starts at $1,359, with personal items coverage valued up to $750. If you lose your car keys or leave them inside your car, you're covered up to $1,000 for that. They also offer car repairs or new car replacements should you need them.
Another advantage Youi has is its car insurance plans automatically come with roadside assistance, which most insurers do not have. This makes your insurance plan even better, as they're ready to help you when the ride gets tough.
If you're looking for a car insurance provider with great value, look no further than Budget Direct, providing one of the cheapest car insurance in Australia.
They conform to comprehensive yet budget-friendly insurance premiums that do the job just like other insurers, with prices starting at $992. After events like fire, theft, or damage, their comprehensive plans protect both your car and other people's property, which depends on your policy type.
Personal items are covered in your plan up to $500, and an additional $1,000 is for locks and key replacements. They also offer mandatory CTPs and third-party car insurance plans.
Just like Youi, Budget Direct also offers car repairs through their partners nationwide, guaranteeing you'll be back on the road in no time. And if you're a new customer, you can avail up to 15% off on your application.
All that is enough reason for financial outfit Money Australia to award Budget Direct the Insurer of the Year award for eight straight years, proving its quality as one of the cheapest car insurance in Australia.
If you're a young driver and want to not get tied up too long for a car insurance plan, ROLLiN' Car Insurance's digital-first platform is the perfect place for you. One of the providers with the cheapest car insurance in Australia, its advantages hinge on its appeal to young drivers, and those who want to cancel insurance plans anytime.
Unlike other providers, ROLLiN' won't charge you with excess fees based on your age. The base pay for any named driver begins at $800. For reference, other providers would charge an extra fee if you're under 25 years of age.
They also offer an agreed value cover, giving you more control over your payout if your car is written off. And, if you wish to cancel, you won't pay any exit fee. Other providers can charge up to $40 to cancel the plan.
While it retains the lock and key replacement coverage up to $1,000, it doesn't offer any coverage for your items, which can prove crucial.
For the ultimate cheapest car insurance in Australia, that crown belongs to Bingle. While the average comprehensive car insurance policy in Australia costs nearly $1,400, Bingle's offer begins at $862.
The cheap price is because it covers only the essentials you need for a car insurance plan, like coverage in the event of accidents, property damages, and potential injuries to you or the people around you. Additionally, you can pay it in monthly installments, compared to annual lump sums done by other providers.
But the cheap price has its caveats too. Because it only covers essential driving needs, Bingle doesn't have any roadside assistance perks or personal items coverage. But it keeps the lock and key replacement coverage and options for a new car replacement.
Have you taken your pick among the cheapest car insurance in Australia? By reviewing their offers, you can save money without sacrificing coverage. Remember, it's about balancing costs and protection when finding the cheapest car insurance in Australia. cheapest car insurance in Australia
And while you're at it, why not check out Motor Matcher for your next car? We house trusted sellers selling quality cars that answer your driving needs, from budget-friendly options to luxury rides. With Motor Matcher, you can find your perfect car and potentially save even more on your motoring costs.
Ready to hit the road and save money? Start your car search today on Motor Matcher.